In NCAA Basketball take Minnesota and lay the 20 1/2 points over Arkansas State. In the NBA, Take Dallas plus 3 over Houston and in the NFL take the Saints and Bucs under 55.
In the NFL take the Bears plus 3 over the Rams. Lay 3 with Seattle over Minnesota and take the 7 1/2 with Navy over Army in NCAA football action.
In the NBA lay 9 with the Clippers over the Heat. Sorry Heat fans. For the NFL take the Packers minus the 4 1/2 over Atlanta and lay the 6 1/2 with the Chiefs over the Ravens.